Select the credit cards you currently own. The algorithm calculates ELCV (Expected Liquidated Cash Value) to generate a cheat sheet dictating exactly which card to use for specific spends to maximize net yield.
account_balance_walletMera Wallet
Select cards you own.
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paymentsMonthly Spend Profile
Enter your estimated monthly spends to calculate precise Cap Spillover routing.
Dining/Food Delivery
₹
Online Shopping
₹
Travel & Flights
₹
Utility Bills
₹
Fuel
₹
UPI Payments
₹
General Retail (Offline)
₹
Algorithm Routing Sheet
Optimized using the Greedy Knapsack Algorithm. It maximizes your yield by automatically spilling over expenses to your next best card when a monthly reward cap is hit.
account_balance_wallet
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Select cards from the left panel to generate your Knapsack allocation.
EQUIS DECISION INTELLIGENCE • NEXT LOGICAL CALCULATION
Audit Your Credit Cards for Hidden Fees and Devaluations
Banks rely on unread MITC circulars to charge surcharges and quietly slash reward multipliers: