Minimum Due Trap Simulator

Paying only the "Minimum Due" triggers compounding interest + 18% GST on that interest. See exactly how long you'll be trapped in debt.

＋Equis / Revolving Debt Audit

FORM MD · REV. 01 · MMXXVI

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Select a card to auto-fill exact APRexpand_more

Stmt Balance (₹)

Total amount due

₹

Standard APR (%)

Annual interest rate

Min Due (%)

Usually 5% of balance

DEBT TRAP

Initial Debt₹50,000

Interest + GST Paid₹1,86,431

Time to Payoff28y 5m

warningBy only paying the minimum, a debt of ₹50,000 will actually cost you ₹2,36,431 over 341 months.

Time to Payoff28y 5m

Cost₹2,36,431