Find Credit Cards Without Marketing Noise & Spam Calls.

Zero sponsor bias. Zero phone number requests. Direct algorithmic calculation of your net financial benefit across 50+ Indian credit instruments.

7 Saval, 60 Secondarrow_right_alt

No emails. No calls.

Hamari Approach

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Sales calls jo band nahi hote

Dusre portals pe number daalte hi spam calls shuru. Yahan no number required.

gpp_bad

Confusing eligibility terms

Bank ki hidden criteria jo apply karne ke baad pata chalti hai. Hum pehle decode karte hain.

money_off

Hidden tax & devaluations

"No-Cost EMI" ke naam par 18% GST aur rewards ka devaluation. Hum true net cost calculate karte hain.

SBI Cashback

Fee: ₹999/saal | Base Reward: 5% Online

infoDhyan rahe: Max ₹5,000/mahine. Utility aur rent pe reward nahi.

HDFC Swiggy

Fee: ₹500/saal | Base Reward: 10% Swiggy

infoDhyan rahe: 10% sirf Swiggy par, baaki top jagaho pe 5%.

Axis Atlas

Fee: ₹5,000/saal | Base Reward: Miles based

infoDhyan rahe: Fee zyada hai, aur partner transfers pe value kam hone ka risk hai.

Cashback

Axis Ace

credit_card

Andazan Saalana Fayda

8,400.00

infoDhyan rahe: 5% sirf Google Pay utility bills pe. Wese 2% milta hai.

Travel

SBI Prime

flight

Andazan Saalana Fayda

12,250.00

infoDhyan rahe: Milestone benefit ke liye ₹5L+ kharcha zaroori. Redemption par fee lagti hai.

Entry-Level

HDFC Millennia

shopping_bag

Andazan Saalana Fayda

6,100.00

infoDhyan rahe: Cashback CashPoints mein milta hai. Sirf bill pay karne pe 1 CP = ₹1 milta hai.

LEDGER · PLATFORM ANALYSIS

The Honest Comparison

7 Metrics4 Platforms
Humari Kasauti (Metric)BankBazaar / PaisabazaarCred / Reward AppsBank AgentsEQUIS.IN
Phone Number Chahiye?Haan (Daily Spam)Haan (Zaroori hai)Haan (Pareshaan calls)Nahi (100% Anonymous)
PAN Card Zaroori Hai?HaanHaanHaanNahi (Safe Simulation)
Recommendation Ka Base?Zyada CommissionPartner Tie-upsSales TargetSirf Math (Max ₹ Fayda)
Hidden Fees & TrapsFine print me chhupa haiShayad hi batate hainKabhi nahi batatePehle hi saaf bata dete hain
Kharab Cards Se Bachate Hain?Nahi (Chahte hain apply karein)NahiNahiHaan (Hum block karte hain)
Value CalculationSirf 'Points' dikhate hainConfusing 'Coins'Gol-mol baateinExact ₹ Net Profit
Devaluations Track Karte Hain?NahiNahiNahiHaan (History Log Rakhte Hain)

Aksar Pooche Jane Wale Sawal (FAQ)

Kya mera data bikega?expand_more

Nahi. Hum email ya phone number store nahi karte. Jab details hi nahi hain, toh bikenge kaise?

Ye free kaise hai? Tum kamate kaise ho?expand_more

Agar aap humare link se apply karte hain, toh bank hume chhota sa referral fee deta hai. Par hum kabhi aisi card recommend nahi karenge jo aapke profile ke liye kharab ho, just for commission.

Agar CIBIL kam hai toh?expand_more

Toh abhi premium cards apply mat kijiye. Humari entry-level guides padhiye aur FD-backed cards se apna score build kijiye.

Honesty Firstverified_user

Hamara Ek Asul

Hum chahenge ki aap galat card lene se accha, koi card hi na lein. Hamare algorithms aapke fayde ke liye banaye gaye hain, banks ke commission ke liye nahi. Agar koi card aapke profile ke liye theek nahi hai, toh hum saaf mana kar denge. Abhi hum 0 early-access users ko serve kar rahe hain.

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