Retirement Planning Calculator
Calculate the exact corpus you need to retire comfortably with inflation-adjusted monthly expenses.
"Retirement corpus hamesha utna lagta hai jitna hum afford nahi kar sakte. The real secret? Start early aur compounding ko heavy lifting karne do. Cash mein paisa rakhna sabse bada risk hai."
Optimize Your Compounding Engine for Maximum Post-Tax Liquidity
Wealth creation isn't just about market returns — it's about minimizing tax drag and expense ratios:
Model 60% tax-free lump sum withdrawal and monthly annuity pension with active equity allocation.
Generate monthly retirement cash flow from mutual funds paying only 12.5% LTCG instead of slab rates.
Prepaying small amounts early cuts your loan tenure by years and saves lakhs in interest.
Factor in property maintenance, inflation, and opportunity cost before committing to a 20-year loan.