ROI Calculator (Return on Investment)

Calculate both absolute ROI and annualized ROI (CAGR). Annualized ROI is the only correct way to compare investments of different durations.

Equis / Investment Analytics
Initial Investment
Final / Current Value
Investment Tenure
Years
ASSET

Investment Report

Initial Investment₹1,00,000
Net Profit₹1,00,000
Total ROI100%
Annualized ROI (CAGR)
14.87% per year

EQUIS Take (Asli Sach)

Business ya real estate mein ROI nikalte waqt hamesha time duration dekho. 5 saal mein 100% return ka matlab 20% nahi,

balki sirf 14.8% annualized ROI (CAGR) hota hai.

The Math Behind ROI Calculator (Return on Investment)

Understanding the true mechanics of this instrument helps you make optimal decisions with your money.

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1. Absolute vs. Annualized ROI

Absolute ROI tells you total profit as a %. Annualized ROI (CAGR) tells you per-year equivalent rate. Always use annualized ROI to compare investments across different time periods.

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2. Time Value Is Everything

A 100% absolute ROI in 10 years (7.2% CAGR) is inferior to a 50% ROI in 3 years (14.5% CAGR). A shorter, higher-ROI investment often outperforms a longer one when compared on an annualized basis.

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3. Real ROI = ROI Minus Inflation

Your true purchasing power growth is: Investment ROI% - Inflation%. An investment earning 7% when inflation is 6% only grows your real wealth by 1% annually. Beat inflation decisively or your wealth erodes.

Frequently Asked Questions

What is the difference between ROI and CAGR?expand_more
ROI shows total percentage return (e.g., 150% over 8 years). CAGR shows the annualized equivalent rate (150% in 8 years = 12.06% CAGR). CAGR is the correct metric for comparing multi-year investments.
What is a good ROI for a business investment in India?expand_more
A business ROI below 15% CAGR rarely justifies the entrepreneurial risk when equity index funds deliver 12-15% historically. Target >20% CAGR for active business investments to account for the additional risk and effort.