HDFC BankCo-BrandedReward Points
PhonePe HDFC Bank Ultimo Credit Card
HDFC Bank • RuPay
10 Reward Points per ₹100 on PhonePe app
Carrying Costs
Joining Fee₹999
Annual Fee₹999
Reward Summary
Reward CurrencyReward Points
Top Reward Rate2.5%
Reward Tiers1 categories
RuPay UPI EnabledSupported
Monthly UPI Reward Cap₹1,000