HDFC BankCo-BrandedReward Points
IRCTC HDFC Bank Credit Card
HDFC Bank • RuPay
5 Reward Points per ₹100 on IRCTC ticket bookings
Carrying Costs
Joining Fee₹500
Annual Fee₹500
Reward Summary
Reward CurrencyReward Points
Top Reward Rate5%
Reward Tiers2 categories
RuPay UPI EnabledSupported
Monthly UPI Reward Cap₹500